Personal Loan
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Detailed eligibility and documentation for this scheme aren't published yet โ contact your branch for full requirements.
Housing Loan
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Detailed eligibility and documentation for this scheme aren't published yet โ contact your branch for full requirements.
Sukanya Vehicle Loan
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A lower-interest vehicle loan for women, with longer repayment tenures than typical two-wheeler financing.
Eligibility
- At least 6 months in current employment, or
- At least 1 year running a business as a woman entrepreneur, or
- Students may apply with a parent as guarantor
- Minimum age 18 years
Documents Required
- Identity proof
- Address proof
- Income proof (bank statements, tax returns, or salary slips)
- PAN card
Vehicle Loan
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Financing for new passenger cars, MUVs, SUVs, and other private vehicles, open to salaried employees, businesspeople, professionals, and NRIs/PIOs.
Maximum AmountUp to โน10,00,000
TenureUp to 84 months
Eligibility
- Salaried employees, businesspeople, professionals, or farmers
- Directors/partners of registered companies or firms
- NRIs / PIOs
Documents Required
- Photo ID with age proof (Aadhaar, PAN, passport, or driving licence)
- Signed application form with 3 passport-sized photographs
- Residence proof (passport, voter ID, driving licence, utility bill, or bank passbook)
- Bank statement for the last 6 months
- Salaried: last 3 months' salary slips, Form 16 or IT returns
- Self-employed: 2 years' balance sheet, IT returns, and business proof
Surety Loan
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A personal loan scheme for government and public sector employees, for weddings, travel, medical needs, education, or other personal expenses.
Maximum AmountUp to โน5,00,000
Tenure12 to 60 months
Eligibility
- Central, state, or local government employees
- Indian citizen residing in India
- Age between 21 and 60 years
- Minimum 2 years' work experience
Documents Required
- Filled and signed loan application form
- Proof of address and identity
- Proof of age
- Bank statement โ last 6 months (salary account)
- Salary slips โ last 3 months
- IT returns or Form 16
Short Term Loan
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Detailed eligibility and documentation for this scheme aren't published yet โ contact your branch for full requirements.
Group Deposit Loan (GDL)
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Loans to registered groups, provided as cash credit or term loans depending on the group's requirement โ designed to give groups flexibility as their pooled savings grow.
Maximum AmountUp to โน4,00,000 (see tier table)
Tenure20 to 40 months, depending on the tier
Guarantors2 guarantors required
MonthsInstallmentMax Amount
30โน1000โน30000
25โน2000โน50000
40โน2500โน100000
40โน10000โน400000
Eligibility
- Group size preferably between 20 and 40 members
- Group must maintain proper accounts and records
Documents Required
- Application for loan assistance by the group
- Duly signed agreement
MTNA (M)
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Detailed eligibility and documentation for this scheme aren't published yet โ contact your branch for full requirements.
Cash Credit Limit (CCL)
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Detailed eligibility and documentation for this scheme aren't published yet โ contact your branch for full requirements.
Business Loan
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An unsecured business loan for Society members, for both planned and unexpected business expenses โ no security or collateral required.
Maximum Amountโน2,00,000
Tenure12 to 16 months
Guarantors2 guarantors required
Documents Required
- KYC document โ Aadhaar card, PAN card, voter ID, or driving licence
- Address proof โ electricity bill, ration card, or passport
- Financial documents โ GST returns, bank statement, IT returns
- Proof of business ownership โ business registration documents
MTNA
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Detailed eligibility and documentation for this scheme aren't published yet โ contact your branch for full requirements.
SBL
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Detailed eligibility and documentation for this scheme aren't published yet โ contact your branch for full requirements.
Gold Loan
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A secured loan against gold jewellery โ one of the fastest ways to access funds, with the loan amount based on the purity of the gold pledged. Jewellery is returned once the loan is repaid.
Day Deposit Loan
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A loan against your Daily Deposit Scheme (DDS) balance, without needing to break the deposit โ useful for urgent short-term needs.
Maximum AmountUp to 90% of your Daily Deposit Scheme balance
Tenure10 months, or the DDS maturity date, whichever comes first
Documents Required
- Duly filled application form
- Daily Deposit passbook
Fixed Deposit Loan
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A loan against your Fixed Deposit, without breaking it or losing accrued FD interest. Typically priced 1% above the applicable FD rate.
Maximum AmountUp to 90% of the FD amount
TenureUp to 60 months (not exceeding the FD's own tenure)
Eligibility
- Must hold a Fixed Deposit with the Society
Documents Required
- Signed application form
- Signed agreement
- FD receipt, discharged in favour of the Society